Waiving Fees and Cost Sharing for COVID-19 Treatment
As the COVID-19 crisis continues to escalate, Christian Brothers Services (CBS) is implementing changes to the Christian Brothers Employee Benefit Trust (EBT) to remove any plan design barriers our participants may have when accessing care. The EBT is temporarily waiving any cost-sharing, including deductibles, copayments, and coinsurance, related to the testing, diagnosis and treatment for COVID-19 at all in-network facilities and treatment for out-of-network emergencies. This will be effective for treatment received April 1, 2020 through May 31, 2020.
Further, the recently passed CARES Act makes preventive care related to COVID-19 part of the ACA preventive care mandate. This means COVID-19 preventive care charges will now be covered on a first-dollar basis without any cost sharing.
As a reminder, all Christian Brothers’ EBT and RMT plans will cover COVID-19 testing at 100% with no member cost share for both In-Network and Out-of-Network providers.
Prescription Retail Shipping Options
As a reminder, due to the COVID-19 pandemic, Express Scripts has created an exception for CVS and Walgreens to provide delivery to their patients. This exception is important to meet our patients’ needs, but is also required because these providers frequently use mail-order services to execute delivery. This delivery service is available at no additional cost to patients. All CVS and Walgreens retail locations have been notified.
Please note that Rite Aid has also confirmed they will offer courier delivery for free. For a participant to utilize, the participant must call the store directly to enroll.
Telehealth
Both the Christian Brothers Employee Benefit and Religious Medical Trusts (EBT and RMT) are now covering telehealth/virtual visits that meet the following criteria:
Telehealth visits (phone, video and other virtual visits), including behavioral health, will be covered as a regular office visit in accordance with benefit plan terms for In-Network providers who offer the service through two-way, live interactive telephone or digital video consultations or other methods allowed by applicable laws and regulations.
Telemedicine
With the spread of COVID19 across the United States,, telemedicine is an important step in accessing health care as many medical providers are experiencing higher-than-normal requests for in-person appointments.
If you have COVID-19 symptoms, we encourage you to use Teladoc. Take these steps to prepare for your Teladoc visit and save time:
Find a Community Health Center
Community Health Centers may be a viable option for you to seek medical attention if:
“Find a Health Center” is provided by the HRSA for informational purposes only and has not been verified by Christian Brothers Services for accuracy.
Working at Home: A Common Sense Guide to Well-Being and Success
Moving your workspace from an office to the confines of your home can be a challenging effort on many levels. Finding a suitable location, organizing your workday for success and adjusting to your new routine and environment can present significant issues without adequate preparation and adaptation. Fortunately, it is not an impossible task, especially if you follow some basic practices. The following are common concepts that successful teleworkers and their associates use to ensure well-being and success when working from home.
Work From Home Best Practices Flyer
ERGONOMICS: Home Computer Workstation Self-Assessment
A guide to set up your workstation at home for optimal comfort and performance
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2020 Economic Impact Payment Calculator
Intuit® estimates that more than 80% of taxpayers will receive an economic impact payment check this year. This easy-to-use calculator will tell you how much you can expect, if you qualify and what’s needed to get your payment.
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The U.S. Small Business Administration (SBA) issued FAQs for faith-based organizations that are interested in the Paycheck Protection Program (PPP) and the Economic Injury Disaster Loan Program (EIDL).
The SBA clarified in this document that faith-based organizations are eligible to receive SBA loans, “regardless of whether they provide secular social services. That is, no otherwise eligible organization will be disqualified from receiving a loan because of the religious nature, religious identity, or religious speech of the organization.” The FAQ also answers other questions of importance to faith-based organizations.
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New Guidance for Social Security and Supplemental Security Income (SSI) Beneficiaries
The Treasury Department launched a new web tool allowing quick registration for Economic Impact Payments for eligible individuals who do not normally file a tax return, and also announced that it would begin making automatic payments
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Filing and Payment Deadlines Questions and Answers
As we mentioned above, the Department of the Treasury and the IRS announced special federal income tax return filing and payment relief in response to the ongoing coronavirus disease 2019 (COVID-19) emergency. Understandably, there have been a lot of questions about what this means and how it will impact both filing and payment deadlines, so they answered some of the frequently asked questions related to Notice 2020-18.
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New Tax Incentives for Donors
The CARES Act allows for special tax benefits for donors in 2020. Use the link below to access a handy one-pager that you can share with your supporters.
Donor Benefit Flyer
Families First Coronavirus Response Act: Questions and Answers
The Families First Coronavirus Response Act (FFCRA) paid leave provisions are now in effect as of April 1, 2020, and apply to leave taken between April 1, 2020, and December 31, 2020. Check out this helpful Q&A to learn important definitions, what it means for your organization as an employer and what it means for you as an individual should you need to take leave.
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Guidance Explaining Paid Sick Leave and Expanded Family and Medical Leave Under the Families First Coronavirus Response Act
The U.S. Department of Labor’s Wage and Hour Division (WHD) announced its first round of published guidance to provide information to employees and employers about how each will be able to take advantage of the protections and relief offered by the Families First Coronavirus Response Act (FFCRA) when it takes effect on April 1, 2020. To help you understand how this will impact you and your staff, check out their handouts and Q&A.
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COVID-19: Recommended Preventive Practices and FAQs for Faith-based and Community Leaders
The Center for Faith and Opportunity Initiatives — a part of the U.S. Department of Health & Human Services — understands that faith-based and community leaders continue to be valuable sources of comfort and support during this period of distress. They have addressed many FAQs on how you can best help reach vulnerable populations with essential information and assistance in the days ahead.
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